Give us a call to find out if now is the right time to refinance your mortgage! You may be able to lower your monthly payments or reduce the time it takes to pay off your loan. Here are some important reasons to consider refinancing:

• Refinancing for a lower interest rate can drastically reduce the total cost of your mortgage.
• Converting an adjustable rate mortgage (ARM) to a secure, fixed-rate mortgage can protect you from interest rate increases.
• Consolidating a first and second mortgage into a single mortgage with a lower rate can help lower your monthly payment.
• Using your equity is a terrific way to pay off installment debts and credit cards or finance home improvements.

AMIC is dedicated to offering you the best loan possible and terrific personal service. Some of the advantages we offer for your refinancing needs include:

• The lowest rates available to save you the most money possible on your mortgage refinance.
• Easy online application process.
  (see our Online Application page)
• FHA, VA, UDSA, & Conforming loan types to fit any refinancing needs. Many types of mortgage programs to choose from.
  (see our Mortgage Info page)
• Guidance and advice from our experienced loan professionals.
  (see our Staff Directory page)

Ready to refinance your current mortgage?

Apply Now! and be approved in as little as 24-hours.

Owning your own home can provide many benefits. In addition to the satisfaction of being a homeowner, you can build equity, enjoy tax deductions*, and take control of your living environment.

Whether you are a first-time home buyer, renter, or are purchasing a new or second home, we have an assortment of tools and loan programs to meet your individual financing needs. We will guarantee you the best loan with the personal service you just can't find at the "big" banks.

You'll find negotiating the purchase of your new home much easier if you are pre-approved for financing. Pre-approval assures sellers of your viablity and establishes your purchasing power. Apply online now to be pre-approved.

*Contact your tax advisor to confirm tax deductibility of any loan.

Many sites offer generic mortgage calculators designed to estimate how much you can afford to spend on a home. You won't find any mortgage "guesstimators" on our site because we prefer to speak with you one-on-one. The truth is, purchasing a house is such a compex financial process and is dependent on so many variables that there's just no way a simple online calculator can offer real answers.

Take a look at our Loan Process page to get an idea of the information we'll need to get started and then give us a call. We'll review your information, answer questions, and offer real advice and real answers. We'll also get you pre-approved for financing, which will simplify the purchase process and can put you ahead of other buyers that may be interested in the same property.